Real Estate 101: By the agent who lives here, plays here, owns here!
Loan programs change almost as often as the Colorado weather! There are loans that are particular for our area, such as the USDA loan offered by the Department of Agriculture. These loans allow for 100% finance, which would allow a buyer to obtain a property with little to no money out of pocket. These are great programs for first time buyers or buyers that have little to no money down. Most importantly these programs are geared for buyers that intend to be in the property for a long period of time. There are also other programs that allow for purchasing 12 months from a bankruptcy. Most of these programs call for a credit score of at least 620, solid employment with an income cap. If you would like more information:
We are excited to provide for you this weekly column. Please call if you have any questions or would like more information:
Rebecca Guthrie, Broker / Owner (970) 485-4141, firstname.lastname@example.org