Real Estate 101: By the agent who lives here, plays here, owns here!
Why does your credit matter? Whether you are looking to buy a home, car or other large purchase your credit will be a factor. Did you know the process for compute your final score is different depending on what you are purchasing? There are three credit bureaus that currently give scores, Experian, TransUnion and Equifax. When buying a home, they do not take the average of the three scores they take the score in the middle! There are many websites that can help manage your credit. For free reports you can go to www.annualcreditreport.com. You can also visit www.myfico.com and www.creditkarma.com. Lenders are constantly updating their loan packages to be competitive.
I am excited to provide for you this weekly column. Please call if you have any questions or would like more information:
Rebecca Guthrie, Broker / Owner (970) 485-4141, [email protected]